“Beyond simply spreading the word about the widespread problem of diabetes, World Diabetes Day serves as a platform to spotlight crucial issues linked to this health challenge. It sparks important conversations on how we can tackle these concerns. With the International Diabetes Federation and the Global Burden of Disease projections indicating a concerning rise in diabetes cases, it’s a wakeup call to be financially ready for life’s unexpected twists and turns.”
According to a fresh study by ICMR-INDAB, about 11% of people in India are dealing with diabetes. This health concern is more noticeable in cities, where 16.4% of the population is affected, compared to 8.9% in rural areas. Shockingly, around 15% of both urban and rural residents are in the pre-diabetic stage, signaling a potential health challenge in the making. Considering the higher risks of heart attacks and strokes for those with diabetes, safeguarding your family’s health from possible future issues has never been more important.
“If you have diabetes, here are some key things to consider when getting life insurance:
- Know Your Diabetes: Understand the type and severity of your diabetes. Keeping your blood sugar levels in check and managing your condition well can impact whether you can get life insurance and how much it will cost.
- Choose the Right Insurance Company: Look for insurers that prioritize customers. . Do your homework and pick an insurance policy and provider that make sense for your situation.
- Manage Your Diabetes Well: Taking care of your health is crucial. Consistently maintaining a healthy lifestyle and effectively managing your diabetes can open up more options for affordable life insurance. Some insurers even reward proactive efforts with lower premiums.
Special plans have emerged for those with Type II diabetes and good blood sugar control. They offer quality coverage at reasonable prices and may even give discounts to policyholders who actively manage their health.
It’s vital to be honest about your health when buying life insurance. Transparency ensures a smooth experience for your loved ones during the claims process. Most insurers honor claims when there’s transparency in your health records.
In short, consulting with a healthcare professional and staying on top of check-ups can boost your chances of getting insurance. Advances in medical technology and better understanding of diabetes mean more favorable outcomes for those seeking life insurance.
This World Diabetes Day, take a step toward securing your family’s financial future. Even with diabetes, you can find affordable coverage. Remember, diabetes is manageable. With the right approach and a reliable insurer, you can get coverage that brings peace of mind for you and your family.”
